Combine & Save
Save more when you bundle your home and auto insurance
Trusted by over 2.5 million customers
What does combining your insurance mean?
Bundling or combining means having multiple insurance policies with the same insurance provider, most often home and auto. It’s a convenient way to see what coverages you have and for your insurance representative to ensure you have the right coverages for your needs. You may also be able to combine and save on your policies.
Combine and save on your home and auto insurance policies
When you bundle your home and auto insurance with us you may be eligible for a combined policy discount. You may be able to save even more when you combine additional property (including seasonal, secondary or rental residence), snowmobile or ATV insurance with your home and auto insurance policies.
Find the right combination and unlock savings
You can bundle up to three insurance policies in total. Here are some ways to take advantage of the combined policy discount:
House + Car
Bundle your primary house and car and save.
Condo + Car
Bundle your condo and car policies and save.
Tenant + Car
Bundle your tenant and car policies and save.
House + Car + ATV
Bundle your primary house, car and ATV policies and save.
Benefits of combining your coverages
Savings
Get a discount when you combine your property and auto insurance policies with us.
Convenience
Enjoy the convenience of working with one insurance provider, get aligned effective dates, and one combined policy package.
Single deductible
Only one deductible applies if the same claim affects more than one policy.
More ways to save
Car insurance discounts
- Multi-vehicle discount
Save when you bundle multiple vehicles with us.
- Aviva Journey
Enjoy the journey to savings and safer driving.
(Currently available in Ontario)
- Electric Vehicle or Hybrid discount
Save when you insure your EV or Hybrid vehicle with us.
Property insurance discounts
- Claim-free discount
Get rewarded for your claims-free history, including insurance experience from your prior insurer(s).
(Eligibility varies by province)
- Mortgage-free discount
Enjoy additional savings when you become mortgage-free (including secured lines of credit).
- Home security
Save when you have a monitored burglary and fire security system. Unlock even more savings with a centrally monitored water alarm.
Explore insurance coverages
Car Insurance
House Insurance
Condo Insurance
Tenant
ATV and Snowmobile insurance
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The content on this page is for information purposes only. The insurance products described herein may not be available in all provinces and are subject to terms, conditions, restrictions, and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance representative if you would like to learn more including whether these insurance products are available in your province or territory. Insurance products are underwritten by insurers in the Aviva Canada group of insurance companies, which are subsidiaries of Aviva Canada Inc. Aviva and the Aviva logo are trademarks used under license from the licensor.