Hopp ridesharing Ontario

Drive for Hopp? We’ve got you covered.

Aviva has partnered with Hopp to provide an innovative insurance solution designed to protect drivers and passengers when using Hopp's ridesharing service. 

Protection for Hopp drivers and passengers

As a Hopp driver, knowing you and your passengers are protected is key. Aviva's robust commercial ridesharing insurance policy protects drivers from the moment they log into the Hopp app until each passenger has exited their vehicle.

How Hopp ridesharing coverage works in Ontario

Hopp drivers are automatically covered when using the app. Here’s how it works: 

Phase 0 - App off
Driving for personal use		 Phase 1 - App on Driver mode
Logged into the Hopp rideshare app and available for a request		 Phase 2 - En route Passenger mode
Request accepted and driver is in transit to pick up passenger		 Phase 3 - Drop-off Passenger mode
Passenger picked up for drop-off at destination until full exit from the vehicle
Your personal car insurance policy applies Aviva's Hopp ridesharing commercial insurance policy applies
  • $1,000,000 Third Party Liability
  • Standard Accident Benefits
  • Contingent Collision and Comprehensive Coverage1 (subject to $1,000 deductible)
  • $2,000,000 Third Party Liability
  • Standard Accident Benefits
  • Contingent Collision and Comprehensive Coverage1 (subject to $1,000 deductible)

View commercial auto insurance policy document for Ontario.

Note: Before driving for a rideshare company, make sure to contact your insurance representative to ensure you have the right coverage.

Frequently asked questions about Hopp coverage

  • How do I provide proof of insurance while driving for Hopp?

  • How do I make a claim?

  • How do I get Hopp’s ridesharing insurance coverage?

  • How do I drive for Hopp?

1Contingent Collision and Comprehensive Coverage is only available under the Aviva/Hopp Commercial policy to participating Hopp Drivers who carry this coverage on their personal automobile insurance policy.

The content on this page is for information purposes only. The Hopp ride-sharing commercial insurance policy is underwritten by Aviva Insurance Company of Canada. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Availability varies by province. For more details concerning any of the insurance products, please speak with your Aviva insurance representative. Certain services are provided through Aviva Canada Inc.’s contracted third-party services providers.

Hopp is a registered trademark of Bolt Technology OÜ or its affiliates and used under licence from the licensor.