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RV insurance Alberta

RVLife

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Insuring Canadian fun for over 60 years

Motorhome (automobile)

Protection for your Class A or C motorhome on an automobile insurance policy

Motorhome (property)

Protection for your Class A, B or C motorhome on a property insurance policy.

Towed trailer

Protection for your travel or tent trailer, horse/stock, camper unit, toy hauler or fifth wheel.

Stationary trailer

Protection for your park model/permanently parked trailer.

RV Insurance - coverage for your motorhome and trailer

Alberta's countryside offers stunning national parks, including Banff, Jasper, and Waterton Lakes. These parks are popular for motorhome travellers to visit and explore. The cold winters make for great skiing, ice fishing and hockey. In the summer, locals and visitors enjoy hiking, camping and community festivals.

A motorhome or trailer offers the adventure of travel with the comforts of home. The feeling of being at home wherever you may be. The thrill of hitting the road for a few weeks every summer. 

Whether you’re en route or have arrived at your destination, you want to know that your recreational vehicle is protected. No matter what kind of RV unit you own, we offer the RV insurance and trailer insurance you need so that you can have fun while RVing.

Motorhome policies with standard automobile coverage

Coverage can extend beyond the unit

  • Emergency vacation expense
  • Personal effects in a motorhome

Motorhome policies with property coverage

Coverage can extend beyond the unit

  • ERSBasic (emergency roadside service)
  • Extended warranty on appliances
  • Frozen food protection
  • Lock replacement

Towed and stationary trailer policies with property coverage

Coverage can extend beyond the unit

  • ERSBasic (for towed trailer only)
  • Extended warranty on appliances
  • Frozen food protection
  • Lock replacement

Want to know more about optional coverages for your RV, both motorhomes and trailers?

For motorhome (auto)

Loss of Use

Covers the cost for a substitute motorhome while the unit is being repaired after a covered claim.

Additional emergency vacation expense

Increases the coverage for emergency vacation expenses included in the policy for more protection.

Family protection endorsement

Extends third party liability coverage for vehicle accidents where the other motorist doesn’t have enough coverage to pay for an injury claim.

 

For motorhome (property)

Water Protection Endorsement

Coverage for loss or damage due to sewer back up or overland water

Learn more.

ERSElite (emergency roadside service)*

Enhanced emergency roadside service, including trip planning, travel and emerency medical advice, pet assistance, and more.

U.S. exposure endorsement

Coverage for travel in the continental United States up to 180 days.

Rental Network Sharing Endorsement

Allows your unit to be listed for rent on the Outdoorsy RV-sharing platform.

Learn more.

For towed and stationary trailers

Water protection endorsement

Coverage for loss or damage due to sewer back up or overland water. Learn more.

Replacement cost plus endorsement

Upgrade an All Risk Replacement Cost policy that provides more than replacement cost, after a covered claim.

Guaranteed replacement cost endorsement 

Upgrade an All Risk Replacement Cost policy that provides a new model even if it costs more, after a covered claim.

Rental network sharing endorsement

Allows your unit to be listed for rent on the Outdoorsy RV-sharing platform. Learn more.

For towed trailers only

ERSElite (emergency roadside service)

Enhanced emergency roadside assistance, including trip planning, travel and emergency medical advice, pet assistance, and more.

U.S. exposure endorsement

Coverage for travel in the continental United States up to 180 days.

 

 

Get expert advice for your insurance needs

Your lifestyle matters to us

You'll benefit from dedicated, expert claims service that helps you get back to doing the things you love.

Quick response makes the most of every season

No waiting until Monday to start a RV insurance claim. You can call our  24/7 dedicated phone line to talk to an Aviva Lifestyle expert who will get things started for you or report a claim online. The season is short; we’ll work hard to make sure you get to enjoy it.

Dedicated claim adjusters who know RVs

Our claim adjusters are enthusiasts too. They know the RV insurance coverages inside and out, and the settlement options for every policy.

Choice of top-rated vendors

 

Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own.

What Aviva Lifestyle offers

Expert claim service

Care and attention from dedicated claim adjusters who are enthusiasts too.

Stand-alone policies

Coverage and extra built-in benefits are designed for your Lifestyle policy.

Optional coverages

A variety of optional coverages for even more protection.

Additional savings

Discounts to help you save.


RV-sharing insurance*

Market-leading insurance protection for RV owners and renters on Outdoorsy. Renters and owners are covered by Outdoorsy’s commercial policy during any delivery and rental period.
Learn more
A person handing another person keys to the parked rv for RV- sharing insurance


Fun Side of Life

Get ready to experience everything the Canadian lifestyle has to offer.

 

Learn more
A man enjoying a scenic view on top of a RV

Have more fun to cover?

Boat

Collector Car

Motorcycle

Have a home, multiple cars, and more?

Get expert advice for more complex insurance needs.

The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker to learn more. Insurance products are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Product availability varies by province. Aviva and the Aviva logo are trademarks used under license by the licensor. *Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance broker for more information.