Insuring Canadian fun for over 60 years
Motorhome
Protection for your class A, B or C motorhome.
Towed trailer
Protection for your travel or tent trailer, horse/stock, camper unit, toy hauler or fifth wheel.
Stationary trailer
Protection for your park model/permanently parked trailer.
RV Insurance - coverage for your motorhome and trailer
A motorhome or trailer offers the adventure of travel with the comforts of home. The feeling of being at home wherever you may be. The thrill of hitting the road for a few weeks every summer.
Whether you’re en route or have arrived at your destination, you want to know that your recreational vehicle is protected. No matter what kind of RV unit you own, we offer the RV insurance and trailer insurance you need so that you can have fun while RVing.
Motorhome policies with standard automobile coverage
Coverage can extend beyond the unit
- Emergency vacation expense
- Personal effects in a motorhome
Towed and stationary trailer policies with property coverage
Coverage can extend beyond the unit
- ERSBasic (for towed trailer only)
- Extended warranty on appliances
- Frozen food protection
- Lock replacement
Want to know more about optional coverages for your RV, both motorhomes and trailers?
For motorhome
ERSElite (emergency roadside service)*
A comprehensive emergency roadside and driver assistance program designed for motorhomes, which includes towing, flat tire service, battery boost, fuel delivery, lockout service, and extrication/winch.
Permission to participate in a vehicle sharing system*
Allows the unit to be listed for rent on the Outdoorsy® RV-sharing platform. Learn more.
Additional third-party automobile liability*
Increases the third party liability coverage included in the policy for additional protection.
For towed and stationary trailers
Water protection endorsement
Coverage for loss or damage due to sewer back up or overland water. Learn more.
Replacement cost plus endorsement
Upgrade an All Risk Replacement Cost policy that provides more than replacement cost, after a covered claim.
Guaranteed replacement cost endorsement
Upgrade an All Risk Replacement Cost policy that provides a new model even if it costs more, after a covered claim.
Rental network sharing endorsement
Allows your unit to be listed for rent on the Outdoorsy RV-sharing platform. Learn more.
For towed trailers only
ERSElite (emergency roadside service)
Enhanced emergency roadside assistance, including trip planning, travel and emergency medical advice, pet assistance, and more.
U.S. exposure endorsement
Coverage for travel in the continental United States up to 180 days.
Get expert advice for your insurance needs
Your lifestyle matters to us
You'll benefit from dedicated, expert claims service that helps you get back to doing the things you love.
Quick response makes the most of every season
No waiting until Monday to start a RV insurance claim. You can call our 24/7 dedicated phone line to talk to an Aviva Lifestyle expert who will get things started for you or report a claim online. The season is short; we’ll work hard to make sure you get to enjoy it.
Dedicated claim adjusters who know RVs
Our claim adjusters are enthusiasts too. They know the RV insurance coverages inside and out, and the settlement options for every policy.
Choice of top-rated vendors
Priority service with top-rated vendors to get the job done right. We work with local expert appraisers, surveyors, dealers, and repair facilities, and you always have the option to choose your own.
What Aviva Lifestyle offers
Expert claim service
Care and attention from dedicated claim adjusters who are enthusiasts too.
Stand-alone policies
Coverage and extra built-in benefits are designed for your Lifestyle policy.
Optional coverages
A variety of optional coverages for even more protection.
Additional savings
Discounts to help you save.
RV-sharing insurance*
Have more fun to cover?
Have a home, multiple cars, and more?
Get expert advice for more complex insurance needs.
The content on this page is for information purposes only. The insurance products described herein are subject to terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Please speak with your Aviva insurance broker if you would like to learn more. Insurance products are underwritten by Elite Insurance Company, a subsidiary of Aviva Canada Inc. Aviva and the Aviva logo are trademarks used under license by the licensor. *Availability and pricing vary by province. Certain terms and conditions apply. Please contact your insurance broker for more information.