Electric vehicle insurance
Take charge with Aviva
Save up to 10% on electric vehicle insurance1
Plug into a brighter future and save with Aviva’s electric vehicle (EV) insurance. We’re committed to helping you make climate-friendly choices with coverage you can trust. Choosing cleaner modes of transportation is one of the many ways to reduce air pollution, greenhouse gas emissions and your carbon footprint, plus it comes with extra benefits and savings in your pocket.
Take charge for a better tomorrow
Aviva customers like you who make an environmentally-friendly choice can save even more with special discounts on auto insurance.
Up to 10% EV discount1
Get up to 10% off your premium when you insure an electric vehicle.
Charge up your EV with Ivy Home™ level 2 charging2
Give your home EV charging a boost with a discount on this made-in-Canada smart home charger from our partner Ivy Charging Network.
Coverage for your Electric Vehicle Supply Equipment with your property policy3
EV equipment, including the charging station on your premises and owned by you, is now covered by an Aviva property policy.
What does our Electric vehicle insurance cover?
Aviva’s car insurance provides the same standard coverage for EVs as it does for gas-powered cars.
Standard Car insurance coverage
You rely on your vehicle every day. From running errands to driving to work, you need protection you can trust.
EV charging made easy with Ivy Home™
About the Ivy Home™ Smart EV charger
Ivy is proudly Canadian and makes it easy to charge your EV at home! Some features of this Smart Level 2 charger include:
- Made in Canada for Canadian winters – can withstand temperatures as low as -30C
- EV charging speed - can charge up to 48 km/hr
- Compatible with all EVs – charge any EV, no matter the model
- Ivy app – manage your charging from your mobile device
- 3-year warranty – plus get 24/7 support
Learn more about the Ivy Home™ Smart EV charger.
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Optional coverages
Need enhanced coverage? Enjoy the same Aviva car insurance optional add-on coverages for your EV or Hybrid vehicle.
The availability of these add-ons varies by province. Contact your insurance representative to learn more about your options and which additional coverages are suitable for your needs.
Ride-sharing
Ride-sharing car insurance is designed for drivers who use their personal vehicle part-time to carry paying passengers for an approved transportation network.
Coverage for transportation replacement
Helps provide coverage for you when you need to pay for other means of transportation because of a covered loss.
Conviction protector
Avoid paying more for your car insurance if you get a minor driving conviction, such as disobeying traffic signs or prohibited turns.
Collision protection
Protect your vehicle if it’s damaged in a car accident with this valuable add-on feature.
Comprehensive coverage
Safeguard against damage not caused by a collision, including theft, vandalism, falling objects, and more.
Disappearing deductible
Add this benefit to your car insurance policy and we’ll reduce your deductible every year you don’t make a claim.
Accident rating waiver
This would protect the driving record of the automobile from being affected by the first at-fault accident.
Do you drive a hybrid vehicle?
You can save 5% on your car insurance when you insure with Aviva. 1
Why choose us?
The Aviva Advantage
- Ahead of the curve: We stay current on the latest electric vehicle manufacturing trends, repair techniques and original equipment manufacturer (OEM) procedures. .
- National Vendor Network: Our preferred auto repair vendor network includes facilities across Canada that specialize in Electric Vehicles.
- Certified Electric Vehicle Specialists: Our partners are trained and certified to safely repair common collision-related damage to Electric Vehicles.
Aviva’s Sustainability Ambition
At Aviva, we aim to create a better future for our customers, communities, and Canadians, and are integrating sustainability as a fundamental part of our business strategy and culture.
Our three main areas of focus are:
- Acting on climate change.
- Taking social action.
- Embedding sustainability into our business.
Learn more about Aviva’s Sustainability Ambition
Learn more about how we’re bringing EV charging infrastructure to Canadian communities
Get expert advice for your insurance needs
Speak to your Aviva insurance representative for more information
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Insuring your EV or hybrid
Initiate a policy of positive change with an understanding of unique EV coverages, incentives, and sustainable insurers.
The content on this page is for information purposes only. The insurance products described herein are underwritten by Aviva General Insurance Company, Aviva Insurance Company of Canada, Elite Insurance Company, S&Y Insurance Company, Scottish & York Insurance Co. Limited, and Traders General Insurance Company. These underwriting companies are subsidiaries of Aviva Canada Inc. The insurance products described herein are subject to eligibility, terms, conditions, restrictions and exclusions, which are outlined in our final policy wording. Pricing varies by province or territory. For more details concerning any of the insurance products, please speak with your Aviva insurance representative.
Aviva Canada Inc. and its affiliates are not affiliated with Ivy Charging Network, or Ontario Charging Network LP. Ivy Charging Network, Ivy Home and Ivy brands and trademarks used with permission from the licence holder.
1 Electric Vehicle and Hybrid Vehicle Discount: The discount varies based on the province and territory the policy is written. Start date of availability varies between distribution channels.
2 Ivy Home™ Charging Discount: Learn more from IVY Charging Network. (Currently not available in Québec)
3 For all property policy renewals and new property policies as of October 15, 2024.